My Four-Letter ‘S’ Word
My four-letter ‘S’ word is SNOW! It looks pretty from indoors but seriously, it makes driving conditions dangerous! Despite all the rain we’ve been having lately, eventually the temperatures will drop below zero. The colder temperatures wreak havoc which make the roads very slick and driving more dangerous. A word of caution is that we […]
GRATISFACTION (Oh What A Feeling)
It’s the beginning of November and although the mild temperatures we’ve relished, the chill is on! Some of us may be thinking about the upcoming Holiday (my favorite holiday of the year) – Christmas! Before we start our hustle and bustle of gift shopping, gift giving along with events, functions and hosting, we should reflect […]
Fall Management
It’s the beginning of Fall and it certainly feels like it today! We tend to stay indoors more and exercise less. But we need to consider taking care of ourselves even during the colder months, so I want to delve into aches and pains especially when we are involved in a car accident. Since, being […]
The Big Bad Wolf – My Experiences
Working as a claims adjuster, I was looked at as the ‘Big Bad Wolf’. Sure, at times my canine fangs were glistening but for the most part my puppy dog side shined through. Empathy without even knowing it, was always at the forefront and it was made clear, whether it was a short hug, a […]
TO SETTLE OR NOT TO SETTLE, that is the question
After an amazing Italian holiday, (and we all need a vacation) it’s time to get to the grind! My next topic for discussion is regarding the rationale behind settling your Accident Benefits Claim. I’ll share some tib bits of information surrounding the what, when, and why of settlement as well as the who WHAT is […]
YOU’VE GOT OPTIONALS!
If you’ve been injured in a car accident, you are eligible to receive Statutory Accident Benefits in Ontario and depending on the injuries you suffered, the policy limits would change. AND….if you have purchased additional benefits or ‘Optional Benefits’, your benefit limits increase and you are eligible for certain benefits despite suffering from non-catastrophic injuries. […]
OCF Whaaaat??!!
OCF Whaaaat?! Dealing with insurance (companies) and their forms is daunting…. There are many Insurance forms known as Ontario Claim Forms OCF-1, OCF-2, OCF-3, OCF-4, OCF-5. Sigh! The list goes on… Allow me to outline the ‘main’ or pertinent forms your insurer will require to process your Accident Benefit Claim when you have been injured […]
Acro Acro Everywhere
Insurance acronyms deciphered! When involved in a motor vehicle accident, the most important thing on your mind is healing and getting better from your injuries. The last thing on your mind is trying to decipher all the insurance lingo and acronyms that get thrown at you. Sometimes your claims adjuster is good at explaining the […]
Why You Should Use An Accident Benefit Consultant Over A Lawyer
There are several reasons why clients should consider using an independent accident benefit claims consultant instead of a lawyer for their accident benefit claims: 1. Expertise in the claims process: Independent claims adjusters specialize in navigating the complex world of accident benefit claims. They have in-depth knowledge of the insurance industry, including the specific regulations […]